Insurance coverage for the purpose of covering various risks to which a co-owner is exposed to complement and in addition to the insurance of the syndicate of co-owners.
Most declarations of co-ownership compel you, as a co-owner, to take out and maintain in force civil liability insurance and insurance for your movable property and the improvements to your private portion.
But beyond these often mandatory insurance coverage, you can also purchase optional complementary insurance. Be aware that this insurance product does not cover all risks.
Here are some scenarios under which complementary insurance coverage could be of great assistance.