Definition : Insurance - Civil liability insurance of the co-owner

Insurance covering a co-owner from the consequences of its liability (or a member of his family), more particularly on account of moral or material damage or bodily injury caused to third parties. This protection is generally included in home insurance.

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  Even though some short-term residential rental websites offer insurance for that type of leasing, the fact that you are renting your apartment to tourists, remains essential information to be communicated to both your home insurer and your syndicate insurer. This will avoid horror stories on the occasion of a loss.
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When you own an apartment in a co-ownership, you share the common portions, such as the roof, the lobby and the elevators in undivided ownership with the other owners. By the same token, you also share a portion of the liabilities attached to them.
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