Definition : Insurance - Civil liability insurance of the Manager

Insurance covering the manager against the consequences of its liability, more particularly towards third parties arising of his faults committed in the execution of his duties. It is generally subscribed by the manager, except if the manager is a salaried employee of the syndicate or a volunteer. In such cases, it is subscribed at the expense of the syndicate and the premium related thereto is a common expense.

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Article 1085 of the Civil Code of Québec authorizes your Board of Directors to entrust a portion of its duties to a manager. The latter can be retained to manage the immovable which entails overseeing its preservation and maintenance, execute the decisions of the Board of Directors, settle major losses, subscribe and maintain the necessary  insurance  of your syndicate, and  enforce the By-Law of the immovable
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Les taches du gestionnaire sont nombreuses et le risque de voir sa responsabilité engagée est élevée. En cas de faute, il est exposé à des recours ou demandes d’indemnisation tant de la part de la copropriété que des copropriétaires.  
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A manager generally has the responsibility of the accounting and financial management of the co-ownership. When the syndicate hires an unpaid manager, either a resident or an outside source, it is in its interest to prevent any type of deficient management, if not fraud. However, the absence of clear standards in relation with the management of the funds of the syndicate renders the syndicate vulnerable to misappropriation or unauthorized use of its funds.
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