Insurance which generally has for object to compensate for the lack of coverage of some insurance policies for the risks associated with the breakdown of mechanical, electrical, heating, air conditioning or refrigeration equipment, a boiler or a pressure vessel. It is usually the object of a separate guarantee.
The insurance of the syndicate does not cover every possible risk as it contains exclusions and deductibles. To mitigate the risks, it is possible to subscribe complementary riders to the insurance policy. Their purpose is to extend – for higher insurance premiums – the insurance coverage and the limit of the indemnities, such as: