Definition : Insurance - Title insurance

Damage insurance covering more particularly the condition of the title deeds of a property on a given date. Its purpose is to protect the purchaser or the owner against certain risks, such as identity theft and/or title defects that the notary may not necessarily discover, for example, an encroachment caused by  co-owners upon the common portions or the legal hypothec of construction published after the sale.

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You move into your new condo. A few weeks later, a bailiff knocks on your door and serves upon you a notice of preservation of a legal hypothec of construction. He also served all your neighbors. Reading this document, you learn that a dispute remains unresolved between the contractor and a supplier (or subcontractor), concerning work performed or materials furnished that have not been paid by the contractor.  
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