The representative of the insured generally mandated to evaluate the extent of damages, to assist him in the presentation of his claim with the insurer and to negotiate with the claims adjuster mandated by the insurer the amount of the indemnity to be paid. He must hold a “certificate d’expertise en règlement de sinistres” (expert certificate in settlement of loss) issued by the “Autorité des marches financiers” (Financial Market Authority) and be a member of the “Chambre de l’assurance de dommages” (Damage Insurance Chamber).
Effective management of a loss (e.g. water damage and fire) requires the implementation of prompt and effective actions so that your building is repaired in the best delays. This article is a summary, of the precautions to be taken and a check list of things to do once you become aware of a loss, whether in a private or common portion of your immovable.
Il vient d’y avoir un dégât d’eau dans ma partie privative. Que dois-je faire : appeler mon assureur, mon plombier ou mon avocat?
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