Definition : Legal hypothec

Security given by operation of law.

There are 4 different types of legal hypothecs:

1. Legal hypothec of the state: For claims of  the State for sums due under fiscal  laws, as well as certain other claims of the State or of legal persons established  in the public interest , specially provided for in specifics acts  ;

2. Legal Hypothec of construction: For sums due to persons (architect, engineer, and supplier of material, worker, contractor or subcontractor) having taken part in the construction of a building or the renovation of an immovable;

3. Legal hypothec of the syndicate of co-owners: For the sums due by a co-owner in default of paying to the syndicate of co-owners his share of the common expenses or his contributions to the contingency fund for more than 30 days.

4. Legal hypothec resulting from a judgment: For sums due under a judgment .

Related articles


The additional premium is a premium that is added to the existing premium. It results from a worsening of the risk or from the assumption of a new risk. This additional premium may be imposed during the course of a contract or upon its renewal. Risks are analyzed according to scales that are specific to each insurer. Ultimately, the syndicate will pay this additional premium, which will be charged to all of the co-owners through the common expenses (condo fees) or, at times, some of them.
View more
Les mêmes règles s’appliquent au non paiement de la contribution des charges communes ou de la contribution à la cotisation au fonds de prévoyance. Pour ces deux cas, si le défaut de paiement persiste depuis plus de 3 mois, le copropriétaire perd automatiquement son droit de vote aux assemblées.
View more