For co-ownerships created before June 13, 2018, it is essential to adopt one or several descriptions of the private portions of reference before June 13, 2020. In the absence of one or several descriptions made available to the co-owners by this deadline, the co-ownership will be deemed having no improvement as of October 31, 2017.

This could lead to situations of insurance insufficiency, since components that were previously insured by the co-owners, will then automatically fall under the coverage of the Syndicate's insurance. In addition, this could lead to unfair situations for co-owners, by having insurance paid by some for the improvements of others. To the extent that the preparation of this description(s) will require a consultation and a vote of the co-owners gathered in a general meeting, you have only a few months left to attend to this matter at your next annual general meeting to be held in the summer or in the fall of 2019. At the 2020 general meeting, it will already be too late!


Offer of services for co-ownerships

DJC offers a fixed price service package to assist you in the process of establishing the description (or descriptions) of reference of the private portions, so that you do not miss the deadline.

This package includes the following services:

  • Support and assistance in the process of establishing the description (s) of the private portion(s) of reference, including coordination with a chartered appraiser who will be able eventually to confirm the accuracy of the description (or descriptions) and its usefulness when comes the time to evaluate the reconstruction value of the immovable;
  • Preparation and drafting of the notice of meeting and of the other documents required for convening a general information meeting to present to the co-owners the draft description (s) of the private portions of reference and to gather their comments on this ( these) description (s);
  • Preparation and drafting of resolutions of the Board of Directors to adopt the said description (s) and to adopt an insurance by-law to be ratified by the general meeting of the co-owners;
  • Preparation and drafting of the notice of meeting and other documents required for convening the general meeting at which the insurance by-law will be ratified;
  • If requested and needed, the attendance of one of our professionals to one of the general meetings to answer the co-owners’ questions and shed light on the issues arising from co-ownership insurance reform. (extra cost service).


All for a reasonable fixed cost of $ 1,500, plus disbursements and taxes, (additional services at extra cost).

For further information: call De Grandpré Joli-Coeur, s.e.n.c.r.l. lawyers and notaries at :