Definition : - Extracontractual civil liability

Legal obligation for a natural or legal person to make reparation for the prejudice he causes to another arising from his failure to comply with the rules of conduct incumbent on him. The extracontractual civil liability of a person may arise from his own, from that of the persons for which he is liable or from that of things in his custody.

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Un copropriétaire a accidentellement défoncé avec son véhicule la porte de garage. Celle-ci doit être changée complètement. Son assureur nous propose de nous indemniser que partiellement. Celui-ci nous offre de payer 90% de la facture à cause de la dépréciation. Question : Sommes-nous tenus d’accepter cette proposition?
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I just suffered a major disaster caused by the breakage of the water supply pipe in my neighbour's shower. The water damage significantly affected my apartment and movable property. I had to be relocated for more than a month to the hotel. To make matters worse, I was not insured for this damage. However, I do not know if the defective pipe is in the common portion of the building or in the private portion of my neighbour. Question: Am I entitled to claim from my neighbour or the syndicate the sums I have had to pay so far?   
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