The representative of the insured generally mandated to evaluate the extent of damages, to assist him in the presentation of his claim with the insurer and to negotiate with the claims adjuster mandated by the insurer the amount of the indemnity to be paid. He must hold a “certificate d’expertise en règlement de sinistres” (expert certificate in settlement of loss) issued by the “Autorité des marches financiers” (Financial Market Authority) and be a member of the “Chambre de l’assurance de dommages” (Damage Insurance Chamber).
Gérer un sinistre ne se résume pas à appeler son assureur et attendre la suite des choses. En cas de sinistre, seriez-vous prêt à y faire face?
Effective management of a loss (e.g. water damage and fire) requires the implementation of prompt and effective actions so that your building is repaired in the best delays. This article is a summary, of the precautions to be taken and a check list of things to do once you become aware of a loss, whether in a private or common portion of your immovable.
Water damage has just occurred in my private portion.
Question: Should I call my insurer, my plumber or my lawyer?
Login / Register to read this article