Electric vehicles (EV) are increasingly seen as one of the ways to reduce the impact of car traffic on the climate. With the effort to be made to substantially reduce Quebec's greenhouse gas emissions and to contain the increase in temperatures by the end of the century, the sale of EV has become a must. In Quebec, in 2030, the number of EV is expected to increase to 1.5 million, or 30% of the Quebec car fleet. In 2035, the sale of new gasoline cars will be banned in Quebec and Canada. Paradoxically, the majority of buildings held in divided co-ownership are not equipped to allow EV charging. In addition, the declarations of co-ownership of these buildings have not provided for anything on this issue.
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The Law and the overwhelming majority of declarations of co-ownership require that syndicates of co-owners insure their building. This may seem surprising at first glance as the syndicate does not own the private portions nor the common portions. However, its main object is to ensure the preservation and the longevity of the building and to manage and administer it diligently following rules of the trade. This is why the legislator has given to the syndicate an insurable interest and has made it compulsory that it subscribe building insurance.
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