Definition : Self-Insurance Fund - Reasonable additional amount

Amount to be paid into the self-insurance fund, in addition to the amount of the highest deductible, to enable the syndicate of co-owners to provide for the payments it will have to assume from its own money, in the event of a loss, due to the conditions (e.g. in the case of a amount of insurance (insurance limit), insurance insufficiency (under insurance)) or the exclusions (e.g. water damage) contained in the insurance policy.

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Le fonds d’auto assurance est affecté au paiement des franchises prévues par les assurances souscrites par le syndicat et d'un montant additionnel raisonnable Questions : Qu'est-ce qu'un montant additionnel raisonnable? Comment fait-on pour connaitre la somme additionnelle? On doit se fier sur quoi exactement pour définir la somme additionnelle?
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The Self-Insurance Fund will become mandatory on April 15, 2022 following the adoption of the Bill 141, in 2018, which notably created section 1071.1 of the Civil Code of Québec. It had become necessary due to a substantial increase in insurance deductibles. Most of the time, the amount of these deductibles was formerly negligible, whereas today, it can reach tens, even hundreds of thousands of dollars. Several syndicates of co-owners did not wait, or will not wait until April 15, 2022, in order to constitute a Self-Insurance Fund, according to their management based on logic and pragmatism.  
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