Questions / Answers - Insurance condo

A co-owner recently caused a water damage in our building. This resulted in a additional insurance premium for the syndicate's insurance. Question: Can the board of directors claim the total amount from the co-owner at the origin of the incident?

Question: We suffered water damage. Three apartments, including mine, were affected by a broken hot water tank. The co-ownership’s insurer refuses to compensate us completely, claiming that our syndicate has paid too low a premium compared to the true risk insured. Is he right?

Question: I just received the renewal of our syndicate of co-owners’ insurance policy. However, it includes a 90%. co-insurance clause. What is it about ?

Question: My front door must be replaced after a break-in. Am I responsible for paying the deductible (franchise) that the insurer of the syndicate refuses to pay?

Question: I am a co-owner. Can the syndicate of co-owners claim the amount of the deductible for the insurance if I am responsible for the water damage?

Water damage has just occurred in my private portion. Question: Should I call my insurer, my plumber or my lawyer?

Question: Can a co-owner require the board of directors to provide proof of the building’s insurance?

I have been a director for a few days. Question: Do I have the obligation to personally take out liability insurance?